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1.8

I'll have to say my 2017 Health Insurance with Ambetter is by a large margin, the poorest of my life, including college and the military. A significant problem is that though they appear to have an at least moderate network of physicians, it actually is not the case.

I was not able to find either an in-network urologist or nephrologist that could see me within the last 90 days of my coverage at year's end, which meant I could neither receive needed medical care, nor even schedule it since I was not planning on using Ambetter in the next year (due to poor network). In fact, in the case of a urologist, only one of the four listed was both actually in the practice, and actually a nephrologist (one was a general surgeon, one a neurologist, and one had not been in their network over a year. Either through negligence or fraud, their network was vanishingly small, and not a represented on their website. They also offer a rewards program where one enrolls in various programs, jumps through many hoops, and eventually, supposedly, receives a Visa Rewards Card.

They failed to send it in March, November, and twice in December after repeated contact. With that and the small network, I decided to consider not renewing and removed my autopay effective for the next year. Now that it is the next year, they acknowledge multiple requests the previous year, but say they want honor their past obligations. So, minimal networks, and a fraudulent rewards program they dont' stand behind.

Oh, and a very steep price hike. These guys get zero stars.

So far, my new Oscar healthcare is great. They are who you would be better served by.

Reason of review: Problem with delivery.

Monetary Loss: $200.

Preferred solution: Deliver product or service ordered.

Ambetter Pros: Different paying options.

Ambetter Cons: Poor doctor selection, Not cancelled even after several requests.

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